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What Is Title IV?


With education costs continuing to rise, more and more students are becoming more reliant on financial aid to supplement their college education. If you are not familiar with financial aid, particularly Title IV, and how you can benefit from this assistance, Voltaire Healthcare Consultant offers the following information. As a top health care consultant in Miami Gardens, FL, we want students to get all of the assistance that they need to pursue their education and career goals.

What Is Federal Student Aid?

As an office of the U.S. Department of Education, the Federal Student Aid takes responsibility for ensuring that qualified students can fully enjoy the financial assistance provided by the federal government for their education after high school. Federal Student Aid is valuable in supporting post-secondary education. Through this aid, qualified individuals can receive money for college.

Presently, Federal Student Aid is responsible for a range of critical functions, including:

  • Processing countless student financial aid applications per year
  • Educating students and families on how to obtain student financial aid
  • Implementing financial aid rules and regulations
  • Spending billions of dollars to fund students through schools
  • Handling countless student loan accounts and obtaining repayment from those who have defaulted on their loans

What Are Title IV Programs?
Federal Student Aid programs are sanctioned under Title IV of the Higher Education Act (HEA) of 1965. Here’s a brief description of some of the available Title IV Programs:

  • Federal Perkins Loan. These are low-interest loans provided for financially disadvantaged undergraduate and graduate/professional students.
  • Federal Pell Grant. These are grants provided for students with financial needs who have not earned a bachelor’s degree or a first professional degree.
  • Federal Direct Unsubsidized Loan. These are loan funds without subsidies provided for undergraduate and graduate students. It is made by the federal government.
  • Federal Direct Subsidized Loan. These are loans provided for undergraduate and graduate students with financial needs. It is made by the federal government. The federal government is also responsible for subsidizing its interests.
  • Federal Supplemental Educational Opportunity Grant (FSEOG). These are grants provided for undergraduate students with “exceptional financial needs”. (Federal Pell Grant Recipients with the lowest Expected Family Contribution, ‘EFCs’)

This is just a quick overview into some of the Federal Student Aid options available to you. If you are interested to learn more, we are here to help you. We are a friendly provider of health care consulting services and we want you to have access to the aid that you need to pursue a college degree, a home health aide curriculum, or some other career school.

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